The Company has developed its business steadily since 2007 and expects that demand for private mortgage financing should remain at historic highs as ‘traditional’ lenders such as banks, credit unions and trust companies continue to tighten up their lending policies.

The result of this reduced lending capacity by the banks has been an increase in the amount and quality of mortgage applications made to the Company as borrowers are forced to seek financing from sources other than traditional lenders. Increased applications have allowed the Company to be very selective with regards to the loans that it approves.


What makes the MIC attractive for investors is the stability of its cash flow. In addition to:

  • Each mortgage is secured by Real Estate.
  • Typically higher yields than traditional investment products (7% – 10%).
  • Less volatility than equities and more security than bonds.
  • Investors own a diversified portfolio of mortgages.
  • Ability to invest via self directed RRSP, RRIF, RESP, LIRA, or TFSA.
  • Experienced management team.